Choosing A Low Insurance Cost Vehicle
Auto insurance is a huge part of your vehicle
expense budget. When you get insurance, the auto insurers look at the type
of vehicle you are driving to determine an auto insurance rate. Its not
just about how good your driving record is.
Vehicles To Avoid
1. High Dollar Luxury Vehicles: They will cost
more simply because they will be more expensive to repair in the event of
an accident. 2. Big Sport Utility Vehicles:
These SUV's can be more expensive because they cause a lot of damage to
other vehicles in an accident. 3. High Theft
Vehicles: Some cars or trucks are just stolen more. This is usually the
case of popular vehicles whose parts are worth a lot as replacement parts.
If you would like to see where your vehicle ranks, go to
www.nicb.com and get their 10 most
stolen list. 4. High Performance Vehicles:
Sports cars will always be more expensive to insure. They are usually
expensive vehicles and are built for speed. Speed equals higher insurance
rates. What To Look For
Look for cars with good safety records. SUV's
and trucks with high rollover rates for example would be more to insure. A
midsize vehicle would be your best bet. A car or SUV that would be less
likely to cause great damage to other vehicles and which would be less
likely to sustain major damage in an accident. |